Cara Miller Aliff

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Listing provided courtesy of Huff Realty - Florence- MLS# 641656MLS Provider

2043 Garrard StreetCovington, KY 41014

Single Family · 2 Beds · 1 Full Bath · 0.05 Acres
$180,000 Active

2043 Garrard Street Overview

Time on Site:
74 days
Visits:
11

100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted, professionally cleaned, and featuring brand-new carpet, the home feels bright, clean, and truly turnkey. Maintenance-free vinyl flooring, ample natural light, and a beautiful stained-glass window add warmth and character throughout the interior. The remodeled kitchen includes stainless steel appliances, updated lighting, and cased windows that showcase the home's original craftsmanship. Additional major updates include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, providing peace of mind for years to come. A full basement offers excellent storage or future finishing potential, while the fireplace adds comfort and charm to the main living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Conveniently located near parks, dining, and downtown access, this home delivers affordability, functionality, and style in one complete package.

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2043 Garrard Street Facts & Features

  • Type Single Family
  • Lot 0.05 Acres

Details

General

Association/HOA

  • Association: No

School Information

  • Elementary School: Sixth District Elementary
  • Middle Or Junior School: Holmes Middle School
  • High School: Holmes Senior High

Building Information

  • New Construction: No
  • Security Features: Security System: true
  • Sewer: Public Sewer: true
  • Year Built: 1904

Location/Region

  • County Or Parish: Kenton
  • MLS Area Major: K01 - Covington North
  • MLS Area Minor: K01 - Covington North

Parking Information

  • Parking Features: On Street: true

General Information

  • Parcel Number: 055-32-04-056.00
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Building Information

  • Cooling: Central Air: true
  • Heating: Forced Air: true

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Total: 1
  • Bedrooms Total: 2

Building Interior

  • FloorPlansChangeTimestamp: 2026-04-17T17:41:22Z
  • Interior Features: Ceiling Fan: true
  • Interior Features: Laminate Counters: true

General Information

  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • Fireplace Features: Brick, Inoperable
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Foundation Details: Block
  • Interior Features: Laminate Counters, Storage, Entrance Foyer, Chandelier, Ceiling Fan(s), Multi Panel Doors
  • Laundry Features: In Basement
  • Rooms Total: 7
  • Security Features: Security System

Exterior

Parking Information

  • Parking Features: On Street

Lot Information

  • Lot Features: Cleared, Level
  • Lot Size Dimensions: of record
  • Lot Size Square Feet: 2374.02
  • Lot Size Units: Acres
  • Water Source: Public

Building Exterior/Construction

  • Attached Garage: No
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Patio, Porch
  • Property Attached: No
  • Roof: Shingle

General Information

  • Fencing: Chain Link, Privacy, Wood
  • Sewer: Public Sewer
  • Utilities: Cable Available

2043 Garrard Street Neighborhood

Community

41014 (COVINGTON) Demographics

34
Median Age
6,162
Population Density (per sq. mile)
33%
College Educated
$45,015
Estimated Median Income
1,294
Estimated Total Home Owners
1,453
Estimated Total Renters
47% / 53%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

2043 Garrard Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

2043 Garrard Street Market Data

Based on the last 30 days in this zip code

$195,880
Average List Price
$334
Average Price per Square Foot
7
Properties Sold
44
Average Days on Market
35
Properties for Sale
Calculations provided by Reliance Network

2043 Garrard Street History

Date Event Value Agent
5/19/2026Source: Northern Kentucky MLS Price Reduction
$180,000 -3.2%
Brad Treas
Listing Agent
4/17/2026Source: Northern Kentucky MLS Added to Database
April 17, 2026
Brad Treas
Listing Agent
2/26/2024Source: Northern Kentucky MLS Status Change
Sold
Curt Curley
Listing Agent
1/26/2024Source: Northern Kentucky MLS Status Change
Pending
Curt Curley
Listing Agent
11/17/2023Source: Northern Kentucky MLS Price Reduction
$169,000 -3.4%
Curt Curley
Listing Agent
10/10/2023Source: Northern Kentucky MLS Price Reduction
$175,000 -5.4%
Curt Curley
Listing Agent
9/26/2023Source: Northern Kentucky MLS Price Reduction
$185,000 -5.1%
Curt Curley
Listing Agent
9/8/2023Source: Northern Kentucky MLS Added to Database
September 08, 2023
Curt Curley
Listing Agent